Capital Markets Principal

Toast is driven by building the all-in-one restaurant platform that helps restaurants operate their business, increase sales, engage guests, and keep employees happy. About the role Our Capital Markets Team is looking for a Principal to support the lending and financing activities of the Toast Capital Loan Program. This is a key role that will help us continue to grow and scale the lending business effectively. Reporting to the Senior Director of Capital Markets, you will play a pivotal role in shaping the future of the Capital Markets team, while working cross-functionally with stakeholders across the Fintech business line. The ideal candidate will have strong analytical skills, an ability to navigate complex data driven decisions, and a keen attention to detail. This role is open to remote candidates across the US, with a preference for the East Coast (EST). A day in the life (Responsibilities) Perform analysis and build financial models to help inform data-driven capital markets decisions, gathering inputs from various stakeholders Create and manage ongoing ABS-style reporting and audit cadences to uphold various types of financing relationships Establish and maintain relationships with external capital teams to ensure compliance with contractual obligations Help negotiate and execute on new capital commitments in the form of private credit arrangements Collaborate with the Risk, R&D, Strategic Finance, Accounting, Product, Legal, Compliance, and Operations teams to evaluate and address capital markets impacts of new initiatives Drive operational efficiencies across all capital markets functions Build presentations to explain complex concepts, and deliver key information to a variety of audiences What you'll need to thrive (Requirements) 7+ years of professional experience, including 3+ years specifically within capital markets, corporate treasury, or investment banking Bachelor's Degree Finance, Economics, or a related quantitative field.…